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Home Improvements Loan

Put your ideas into action

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There’s always something that needs doing around the house. Whether you’re planning a new bathroom or kitchen, or thinking about converting the loft, a home improvements loan could help you get the most out of your property sooner rather than later.

Features & benefits


Quick access to funds

Existing account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.

Borrow from $1,000 to $25,000

Spread your repayments over 1 to 5 years for loans of $15,000 or less, or up to 8 years for loans over $15,000..

Make overpayments free of charge

Make overpayments, or settle in full, at any time without penalty. This may reduce the amount of interest you pay and there won’t be hidden extras or nasty surprises.

3.3% APR* Representative

For loans between $7,000 and $15,000.

*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

The APR rates may vary based on amount borrowed. Please use the calculator for more details.